I have a house!
Remember how the other day I wrote about not wanting to talk about house stuff to keep from jinxing it?
Notice that in saying I didn't want to talk about it, I brought it up publicly.
Even the small superstitious part of me figured that was okay, because at the time we were two days away from closing escrow. The loan was supposed to fund the next morning (yesterday), and escrow would then close today.
Yesterday I didn't think much about it until 5:30 p.m., when I received an email telling me that the loan had not funded.
I panicked. I called the title-company person, who told me that she had been waiting to hear from the mortgage broker about what was up—all she knew was that she had received an email saying that the loan wasn't funding. She didn't know whether that meant "not funding today" or "not funding ever."
I called my mortgage broker. He said that he had spent half the day trying to find out what was going on, and that he still didn't know why the loan hadn't funded, but he assured me that it would come through on Friday morning.
So I spent Thursday evening biting my nails and fretting and thinking to myself "I really should've known better than to talk publicly about jinxing this before it was final and done."
This morning my real estate broker called and told me that the loan had funded, which was a huge relief. But I figured I still oughtn't to count any chickens.
But a couple hours ago, my mortgage broker called and told me that escrow had closed, and the property transfer had been officially recorded by the county (or wherever it is that records these things).
So I'm now the owner of a lovely house!
This is very exciting, though the process has been almost too exhausting and tense to leave me with a lot of room for excitement. And the whole thing hasn't really sunk in yet.
I'm staying at Kam's for another week—she's going out of town starting tomorrow, so I'll have her place to myself—and then sometime on or after the 14th, I'll start moving in to the new house.
It's a great house. At some point I'll have a housewarming party and y'all can come see it. Three bedrooms, three bathrooms. Guests welcome, once I'm settled in.
For now, here are about a dozen photos. I have a couple dozen more, but I'm hesitant about posting them all publicly; if you know me and you want to see more photos, drop me a note in email. (Or if you see me in person, I can show you on my iPhone.)
House highlights |